Tenants & Operators
Make sure your next location actually pencils out.
We help Tenants and Operators understand the real economics of their lease and build-out—before they sign and while they’re ramping.
The Operator Reality
Opening a location is expensive. Guessing is dangerous.
Many strong operators run into trouble not because the business is bad, but because the location wasn’t properly modeled. Build-out costs grow, TI comes later than expected, and cash disappears faster than planned. Banks and landlords lose confidence when the numbers look rough or unrealistic.
- Underestimating total build-out + soft costs + FF&E
- Not planning enough working capital for ramp-up
- Projections that lenders and landlords don’t trust
- No clear view of break-even or what happens if there’s a delay
How CRE FinHub helps tenants & operators
Finance partner for your lease and build-out
- Location-level P&L modeling
We build realistic 24–36 month financial projections that reflect revenue, staffing, rent + CAM, and key costs.
- Sources & Uses and build-out budgets
Construction, soft costs, equipment, and working capital all tied into a clear Sources & Uses statement lenders understand.
- Cash runway and break-even
Clear view of how long your cash will last and what happens under different ramp and delay scenarios..
- Lender-ready and landlord-ready packages
Your story translated into numbers and a professional financial narrative that give lenders and landlords confidence
- AI-assisted desk research
For market and location work, we use AI-assisted tools to scan competitor and trade-area information quickly, then ground it in realistic financial assumptions.
Save Time & Money
Peace of Mind
Grow Faster
Friendly Support
Tenant Products
Productized services for Operators
- Lender-Ready Financial Package
A complete financial package for one location, including 24–36 month projections, Sources & Uses, break-even analysis, and a lender-ready written financial narrative. Designed to support SBA/bank applications and landlord approvals.
- Build-Out Financial Management (Retainer)
A monthly retainer during your build-out and opening phase. We track budget vs actual, draws, cash burn, and TI reimbursements, with regular check-ins so you can adjust before there’s a problem.
If you’re about to sign an LOI or submit a financial package, now is the time to get the numbers right ng package, now is the time to get the numbers right.
